Savings account for personal clients
Access your funds anytime
Deposit terms
Maximum amount
Up to UAH 50 000 000
Deposit term
From 1 day
Annual interest rate
5 %
Deposit features
Online opening and maintenance
Free access to your savings
Deposit amount — from UAH 1
Monthly interest payment
Income calculation
Essential characteristics
Essential characteristics of a saving facility "Saving account FlexSave" (for contracts with a fee 165 UAH per month)
Essential characteristics of a saving facility "Saving account FlexSave" (for contracts serviced according to the new tariffs from 01.12.2024)
For customers – private individuals using the service of bank deposit placement.
A deposit account for the placement of on-demand deposits (savings account) is opened for the Client as part of the basic set of services stipulated in the General Agreement.
The Client shall not be limited in their right to submit requests to the Bank for repayment of funds placed in accordance with the terms of the on-demand deposit (savings account), with no negative consequences for the Client.
The bank may not stipulate that the client acquire any goods or services from the bank or its related or affiliated parties as a mandatory condition for the provision of this service.
The bank does not have the right to amend agreements made with clients unilaterally unless otherwise provided for in the Master Agreement or the laws of Ukraine.
The client may object to receiving advertising materials through remote communication channels here.
Following the termination of the agreement on the provision of banking services, including in connection with the expiration, termination or execution of the agreement, the client has the right to contact the bank with a request for information (certificate) regarding the fulfillment by the parties of their obligations established by the agreement, including information on the absence of debt and complete fulfillment of the client's obligations under the contract, which the bank provides in the form of a paper or electronic document (in accordance with the client's preferences) within five working days from the day the bank receives the request.
Open a deposit in the ProCredit Bank Ukraine app
When you open your main account, you automatically gain access to the “Savings Account” deposit. Manage your personal finances efficiently and enjoy a nice bonus in the form of interest on your balance.
Scan the QR code
to download the app
Other types of deposits
Term deposit with purchased currency
Save smart: purchase currency for your deposit at the most favourable rate.
Term deposit
Even more benefits: place your funds on a fixed term and earn up to 15,5% on your savings in UAH.
Deposit guarantee
ProCredit Bank ensures reliable protection of your savings under any circumstances. The international financial group we belong to, along with our participation in the Deposit Guarantee Fund, provides an additional level of security. According to Law of Ukraine No. 5542-1, during martial law and for three months after its end, the Deposit Guarantee Fund reimburses depositors in full. After this period, deposit compensation will amount to no less than
UAH 600,000.
FAQs
A savings account is an interest-bearing account designed for accumulating and storing funds. You can top up or withdraw money at any time by transferring it to your current account for further transactions.
The Bank calculates interest daily on the balance of the savings account at the time specified in the Operational schedule. Calculation takes into account the actual number of days the funds have been on the account and the actual number of calendar days in the year. Interest accrual starts on the day following the deposit of funds to the savings account and ends on the day preceding the withdrawal of funds or their deduction for other reasons.
Via the mobile app:
- Select “Transfers” → “Transfer between own accounts”4;
- Choose the account to debit (current or FlexSave savings);
- Choose the account to credit (current or FlexSave savings);
- Enter the transfer amount and confirm the operation.
Via internet banking:
- Go to the “Transfers” section → “Between own accounts”;
- Select the accounts to debit and credit;
- Enter the transfer amount and confirm the operation.
No, to make payments or open a deposit, you need to transfer funds from your savings account to your current account.