Letter about the changes in ProCredit Bank’s Fee Schedule for Issue and Servicing of Payment Cards, “Saving Card" Pricing Package as well as "Savings Account" Fee Schedule

Dear Valued Customers

This is to inform you of the changes in ProCredit Bank’s Fee Schedule for Issue and Servicing of JSC ProCredit Bank’s Payment Cards, “Saving Card" Pricing Package as well as "Savings Account" Fee Schedule.

Please note, that starting from 2 July 2010 interest on money placed to the Savings Account shall accrue at 10% p.a. in UAH, 3% p.a. in USD and 1% p.a. in EUR respectively.

Starting from 22 July 2010 a balance of the Saving Card account shall accrue interest at 11% p.a. in UAH, 4% p.a. in USD and 2% p.a. in EUR respectively.

If you have any further queries, please consult our branch-based client advisers.

Thank you for your cooperation.

Yours sincerely,

The Management ProCredit Bank