About the programme
ProCredit Bank, in partnership with the EIB Group and with the support of the European Union, offers SME lending programmes under the EU4Business initiative, featuring reduced collateral requirements (up to 80% risk coverage) and attractive interest rates to support businesses during wartime.
The programmes are implemented within the EU4Business Guarantee Facility and the additional EU4Business Guarantee Facility Ukraine initiative, aimed at strengthening the economy, particularly in manufacturing, agriculture, logistics, and other key sectors.
There is an increased focus on supporting vulnerable client groups, including veterans, internally displaced persons (IDPs), businesses affected by the war or operating in affected regions, as well as start-ups, young entrepreneurs, and women-led businesses.
Loan details
Amount
Up to EUR 5,000,000 or the equivalent in another currency
Currency
UAH, USD, EUR
Term
6 to 160 months
Purpose
Acquisition of fixed assets
Replenishment of working capital
Type
Installment loan
Credit line
Payment guarantee
Letter of credit
Interest rate
Reduced by 0.1%–0.5% or more compared to the standard rate (depending on the region)
Repayment type
Customised
Collateral
Between 30% and 80% of standard collateral requirements may be covered by a guarantee
Possibility to obtain a loan without providing collateral
Can be combined with the state programme “Affordable loans 5–7–9%”