About the programme
The Partial Credit Guarantee Fund in Agriculture, established in 2022 with the support of the World Bank and the EU, provides partial guarantees to support agricultural producers, covering 50% of their loan obligations.
Loan details
Amount
Up to 30,000,000 UAH (for a single loan and the total amount of loans to the borrower and related parties)
Currency
UAH
Term
Up to 3 years — working capital
Up to 7 years — investment loans (purchase or renovation of fixed assets, including agricultural machinery and commercial premises, as well as for compliance with modern environmental standards and improvement of working and safety conditions)
Up to 10 years — purchase of land plots (provided such plots are pledged to the lender)
Fee
According to the selected lending program, plus an additional 0.5% of the guarantee amount payable to the Fund
Repayment type
Annuity or customized according to business seasonality
Level of warranty coverage
Up to 80% of the outstanding loan balance
Collateral
Real estate, vehicles, agricultural machinery, equipment, personal guarantee, etc., to cover the portion of the loan not guaranteed by the Fund
Additional expenses
Notary services
Insurance (mandatory)
Can be combined with the state programme “Affordable loans 5–7–9%”
Borrower requirements