Benefits
Quick access to credit funds
No monthly principal repayments
Repayment of principal at the end of the term
Interest charged only for the actual period of credit use
Multiple use of funds within the established limit
Loan details
Amount
Up to UAH 250,000,000
Currency
UAH, USD, EUR
Term
Up to 5 years
Collateral
Immovable property, motor vehicles, agricultural machinery, equipment, surety, bank deposits
Repayment type
In a single payment in the final month or in 2–3 equal instalments
Interest is paid for the period of actual use
Additional expenses
One-time disbursement fee
Notarisation of collateral (if required)
Collateral insurance (if required)
How to get a loan?
Loan disbursement
- Open a current account (if not already opened)
- Sign the agreements to obtain the loan
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Useful materials
To receive funds within a credit line, please prepare:
1. A message to send via internet banking requesting disbursement. Subject line: “Disbursement.” In the body of the message, include: “Please disburse funds in the amount of __________ under Agreement No. ______ dated _______ for the following purpose: __________.”
2. A payment instruction for the disbursement, including:
• Debit: (credit line account UA XX 320984 XXXXXXX 2063 ХХХХХХХХХХ)
• Credit: (current account specified in the credit line agreement UA XX 320984 XXXXXXX 2600 ХХХХХХХХХХ)
In the payment reference field, indicate: “Disbursement under the credit line according to Agreement No. _____ dated _______.”
To return funds under a credit line, please create a payment instruction including:
• Debit: (current account UA XX 320984 XXXXXXX 2600 ХХХХХХХХХХ)
• Credit: (credit line account UA XX 320984 XXXXXXX 2063 ХХХХХХХХХХ)
In the payment reference field, indicate: “Repayment under the credit line according to Agreement No. _____ dated _______.”
Interest is charged automatically each month on the first calendar day, for the previous month’s usage, and debited from the company’s current account. The repayment amount equals the accrued interest on account UA XX 320984 XXXXXXX 2068 ХХХХХХХХХХ.