ProCredit group published Impact Report 2025 highlighting climate action, financial inclusion and sustainable growth
- Tangible progress on climate action: green loan portfolio reached EUR 1.42 billion and rollout of the CO₂ Calculator completed across all countries
- Continued commitment to inclusive finance and skill development through dedicated programmes for women in business and nearly 29,000 hours of client training
- Strong growth in lending; ongoing digital transformation
Frankfurt am Main, 21.05.2026 — ProCredit group published its Impact Report 2025, outlining how the group advanced its climate ambitions, expanded inclusive finance and continued to grow its business while remaining firmly anchored in its development‑oriented banking model.
“2025 was a year of strategic growth and transformation for ProCredit Bank. We strengthened our lending to SMEs and launched a new phase in the development of our retail business by investing in modern digital solutions. At the same time, we actively supported sustainable investments, the development of green technologies, and energy independence. Strong demand for loans fosters cautious optimism in the banking sector despite ongoing security risks. We remain committed to our core principle — offering an optimal balance between German stability and security, and Ukrainian technological innovation combined with a human-centered approach,” said Oleksandr Povshednyi, Chairman of the Management Board of ProCredit Bank.
Advancing climate action in line with strategic commitments
In the past year, ProCredit further embedded climate action into its core business. Building on its Science Based Targets (SBTi) and long‑term net‑zero ambition, the group completed the rollout of its CO₂ Calculator across all countries of operation, enabling structured, data‑driven dialogue with business clients on emissions and decarbonisation pathways.
At the same time, ProCredit continued to scale its green finance activities. The green loan portfolio reached EUR 1.42 billion (2024: EUR 1.36 billion), with financing focused on energy efficiency, renewable energy and environmentally friendly technologies, particularly in regions with carbon‑intensive energy systems. ProCredit Bank Ukraine amounted to EUR 116.2 million as a total green loan portfolio with renewable energies of EUR 22.4 million, energy efficiency EUR 57.3 million and environmentally friendly projects of EUR 36.5 million.
“Our ambition is not to talk about sustainability in abstract terms, but to embed it into everyday banking,” said Katarina Zdraljevic, Head of Sustainability at ProCredit Holding AG. “In 2025, we translated climate commitments and inclusion goals into concrete client engagement – from rolling out the CO₂ Calculator across all countries to expanding targeted programmes for entrepreneurs and investing in financial education. This practical, data‑driven approach allows us to deliver credible environmental and social impact where it matters most: in the real economy.”
Inclusive finance and skill development
Inclusive finance remained a defining element of ProCredit’s impact strategy. During the year, the group expanded targeted programmes for women, youth and micro entrepreneurs, with 21 % of loan clients being women‑owned MSMEs across the group and 29.2% in Country.
Alongside tailored financing, ProCredit continued to invest in skills and knowledge, delivering almost 29,000 hours of client training and investing EUR 8 million in employee training in 2025. Women accounted for 64% of the workforce and 54% of middle management positions, underlining the group’s commitment to a diverse and people‑centred culture.