Loans for personal clients
Financial support for your goals
Loans
Credit limit
Loan amount
UAH 15,000 – 500,000
Loan term
12 months
Interest rate
29% annually / 2.4% monthly
Collateral
Consumer loan
Loan amount
UAH 100 000 — 400 000
Loan term
12 – 36 months
Disbursement fee
1% of the loan amount
Collateral
Car loan
Loan amount
UAH 100,000 – 3,000,000
Loan term
12 – 60 months
Disbursement fee
1% of the loan amount
Collateral
Up to UAH 650,000 — no collateral
Home renovation loan
Loan amount
UAH 100,000 – 3,000,000
Loan term
12 – 60 months
Disbursement fee
1% of the loan amount
Collateral
Up to UAH 650,000 — no collateral
Energy efficiency loan
Loan amount
UAH 100,000 – 3,000,000
Loan term
12 – 60 months
Disbursement fee
1% of the loan amount
Collateral
Up to UAH 650,000 — no collateral
Collateral valuation
and insurance
FAQs
To obtain a credit limit, you need to actively use your account for several months and receive an official income of UAH 15,000 per month or more into your Bank account.
The credit limit can range from UAH 15,000 to UAH 500,000, but cannot exceed twice the client’s monthly income received in the Bank account.
Yes. Relevant documents can be signed with an electronic digital signature (EDS).
No, the Bank issues only purpose-specific loans.
• The annuity repayment scheme involves equal monthly payments throughout the loan term. At the beginning of the term, a larger portion of the payment goes towards interest, while a smaller portion repays the principal. Towards the end of the term, this proportion reverses.
• The classic repayment scheme provides for a gradual decrease in the monthly payment amount. The principal is repaid in equal instalments throughout the entire loan term, while interest is calculated on the outstanding balance, resulting in lower interest payments each month.
There are no additional commissions or costs when arranging a credit limit.