Foreign currency account
Free account opening in USD and EUR
Free account opening in PLN, GBP and CHF with a maintenance fee of UAH 100 / month
Sending and receiving international transfers via SWIFT and ProPay systems
Foreign currency purchase, sale and exchange operations
Currency exchange
Available operations
Purchase / sale / exchange for personal purposes
No fees
Available in the mobile app and internet banking
24 / 7
Limits
Foreign currency purchase
UAH 50,000 / month
Sale / exchange
UAH 399,999 / day
Exchange currency in the mobile app
Terms of foreign currency transfers
ProCredit Bank uses the SWIFT system for foreign currency transfers. During martial law, restrictions on them apply. Details are available via the link.
Types of fees
OUR
The sender pays commissions of their bank and intermediary banks
SHA
The sender pays their bank’s commission, while intermediary bank commissions are paid by the recipient
BEN
The recipient pays all commissions — fees of the sender’s bank and intermediary banks are deducted from the transfer amount during processing
Foreign currency operations fees
Incoming transfer
Free
Outgoing transfer
Current tariffs0.75% (min EUR 20, max EUR 300)
Foreign currency operations schedule
Acceptance of payment instructions in UAH, USD and EUR for transfers outside ProCredit Bank, including via the ProPay system
9:00 ‒ 17:00
Acceptance and processing of incoming international payments in USD, EUR, CHF, PLN, GBP and CNY for same-day account crediting
9:00 ‒ 16:00
Acceptance of supporting documents for foreign currency purchase on the interbank market and transfers in USD, EUR, CHF, PLN, GBP and CNY
9:00 – 18:00 on the business day preceding the transaction date
Supporting documents for foreign currency transfers
Transfers to relatives
Proof of funds origin sufficient for the transaction
Proof of the economic purpose of the foreign currency operation
FAQs
You can buy foreign currency via the mobile app or internet banking, in line with the National Bank of Ukraine (NBU) regulations. You can view the full list of restrictions here.
To pay tuition fees abroad, please follow these steps:
- Send the signed invoice via internet banking;
- Create a payment instruction under “Transfers” → “In foreign currency”;
- If necessary, create a request to buy currency on the Ukrainian interbank market under “Foreign exchange” → “Buy currency UFEM”.
You can find detailed information about the NBU’s restrictions on international transfers here.
Currently, you can buy up to UAH 50,000 per calendar month for personal needs via online exchange and up to UAH 200,000 per calendar month with subsequent placement on a deposit. You can read more about the NBU’s additional restrictions here.
Cash currency exchange operations are not available at the Bank’s branches. However, you can exchange currency online through internet banking and the mobile app.
You can check the amount already used for currency purchases by viewing your transaction history for the current calendar month.
You can view the reason for rejection in internet banking under “Transfers” → “Last orders”.
Transactions with a UAH card abroad are processed in two stages:
- When the transaction is made, the amount is blocked on your card at the Visa exchange rate on the transaction date;
- Once Visa and the processing centre have completed the settlement (within 1–30 days, depending on the type of transaction), the Bank debits your account at the exchange rate valid on the posting date.
Due to exchange rate differences, the final debited amount may be either higher or lower than the amount initially blocked.